Mortgage Interest Rates | Tips On How To Use Credit Card Reward Points Smartly

One major reason is that reward credit cards come with very high interest rates. Some people spend more on their reward credit card just for the purpose of collecting points without paying attention to their monthly balances. As a result, they have to put off their monthly payment and get charged with a high interest. It is easy to lose control of your spending if you don’t have a sense of    .. more …

Mortgage Interest Rates | When Is The Right Time To Buy A Property? – Article Dashboard

One of the main concerns of those looking to buy a property is what might happen to house prices. Let’s face it; nobody wants to invest in such an expensive asset if it is going to continue to lose value. With the media full of reports of double figure falls in values, and estimates of further significant reductions throughout 2009 it would be very easy to conclude that it would be better to wait    .. more …

Mortgage Interest Rates | Florida Mortgage: Just Another Cycle – Article Dashboard

But there were concerns. The Chairman of the Federal Reserve Board, Alan Greenspan, popularized the phrase, “irrational exuberance” in a speech in 1996, asking, “How do we know when irrational exuberance has duly escalated asset values, which then become subject to unexpected and prolonged contractions as they have in Japan over the past decade?” His phrase would be echoed over the next several    .. more …

Mortgage Interest Rates | Bad Credit Mortgage Refinancing – Refinance And Improve Credit

Benefits of Refinancing a Mortgage with Bad Credit Today, many homeowners take advantage of refinancing to help improve their credit. Refinancing can serve a two-fold purpose. For starters, applying for a new mortgage may help you obtain a lower interest rate or convert your adjustable rate mortgage to a fixed rate. Additionally, those who refinance have the option of borrowing some of their    .. more …

Mortgage Interest Rates | Common-sense Finding A Home Loan Methods – Obtaining The …

If a 20% down payment is out of your league, do a number of shopping around. Different banks will have distinct offers for you to look into. Terms and rates will differ at each, some will give a lower downpayment, nevertheless a slightly further interest rate. Check out the greatest mix for your existing scenario. Pay down your current debt and stay away from gaining new debt while going by way of    .. more …

New York Foreclosures | Mike Filsaime And The 7 Figure Code – Scam Or Legitimate?

New York native Mike Filsaime began in the automotive industry 14 years ago as a car salesman. Mike’s hard work got him a management position with one of the nation’s leading car companies in 1993. Mike gained extensive sales and marketing experience during his auto years as he oversaw the advertisements for the majority of his dealers. Mike’s real estate investment firm was a successful venture    .. more …

Mortgage Interest Rates | Lessen Your Monthly Mortgage Payments With The Help Of …

Once your mortgage interest rates go down from 6 to 4 percent, then your monthly payment will be decreased. For amortization, the numbers of years that you need to pay will be lengthened. For example from 20 years, then it can be adjusted up to 30 years to lower down your payment. The lender can be very generous to lessen your principal balance, so you can now afford to make on time payments. The    .. more …

Mortgage Interest Rates | The Abcs Of Finding The Right Mortgage – Article Dashboard

Assess your credit. Lenders take your borrowing record and existing debt into account when they offer you a mortgage. Ensure your credit history is accurate. Obtain your credit information. You are entitled to one free credit report per year from each of the three national reporting agencies-Equifax, TransUnion and Experian. Bolster your credit score. Take the additional step of paying the nominal    .. more …

Existing Home Sales | How To Know When It’s Time To Buy A Home – Article Dashboard

Know Your Financial Limits When Looking at Homes Knowing what you can afford to spend on the homes you view is critical, but not as simple as it sounds. You need to have a solid understanding of things like your credit score, cash on hand, and pre-qualification for a mortgage. Understanding the types of mortgages available, and your ability to carry them long-term, is essential. The list prices of    .. more …

Mortgage Interest Rates | Buyers Are Flocking Back To Real Estate – Article Dashboard

Prices jumped 3.6% since April which we judge represents a major and long term alteration of direction. There has been much debate of a “tsunami” of foreclosure inventory just over the horizon which we believe has been over stated. We think that the vast amount of lofts that are expected to come to the market as foreclosures are already on the market as short sales. Properties currently for sale    .. more …